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Find the loan that's perfect for you!

Capitec Bank

We help you manage your financial life better, so you can live better.

Amount Range: R1 000 - R250 000Repayment Period: 1 - 84 months

Apply For A Loan Today

Company Reg No: 1980/003695/06


Personalised credit means that you get the best offer based on your profile and your need, with lower fees and at the best possible interest rate.

If you need to do home improvements, pay for education, buy a car, etc., our personalised credit is the best option. Remember that the term will affect your instalments, so be certain that you will be able to repay the monthly instalments over the whole term.

Benefits include:

  • Credit is approved in minutes and the money is available immediately
  • Fixed monthly repayments
  • Interest rates from 12.9%
  • Consolidate all your existing loans for easier monthly repayments
  • Affordable credit insurance including retrenchment and death cover
  • Manage your credit using our app


  • 18 years old or older
  • Proof of income (3 months bank statements or payslips)
  • Proof of residence for FICA (not older than 3 months)
  • South African ID number

Loan Products Offered:

Cash Loans

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